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United Bancorp's improving earnings, margin expansion, deposit growth and higher dividends support the upgrade.

MARTINS FERRY, OH / ACCESS Newswire / August 20, 2026 / On August 19, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1975 per share for shareholders of record on September 10, 2026 with a payment date of September 18, 2026. This is an increase of $0.01, or 5.3%, over the regular cash dividend paid in the third quarter of the previous year.

United Bancorp reports a year-over-year increase in Q2 earnings per share as stronger net interest income and deposit growth support performance despite ongoing infrastructure spending.

MARTINS FERRY, OH / ACCESS Newswire / July 23, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.36 and net income of $2,095,000 for the three months ended June 30, 2026. For the first six months of the current year, UBCP reported diluted earnings per share of $0.69 and net income of $4,006,000.

Ohio Valley Banc and United Bancorp differ in footprint, service mix and valuation, but which community bank offers more upside now? Let's dive in.